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Taxi Insurance

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Taxi Insurance is an insurance policy specifically designed to protect taxi drivers and owners against the risks associated with transporting passengers. This type of insurance is different from personal auto insurance because it covers commercial risks and situations that may arise while transporting passengers around the city.

Importance
  • It is mandatory for registered taxis in NYC; failure to do so can result in fines, license suspension, or legal trouble.
  • It protects both the driver and passengers, offering financial security in the event of accidents or lawsuits.

Main Features and Coverage

1. Passenger and Third-Party Liability

Covers injuries to persons (passengers or pedestrians) and property if an accident occurs while operating the taxi.

2. Vehicle Damage Coverage

Protects the taxi against collisions, vandalism, theft, or damage from natural disasters.

3. Personal Injury Coverage

May include medical expenses for the driver or passengers in the event of an accident.

4. Advertising or Licensing Liability Insurance

Some taxis have insurance that meets the requirements of the New York Taxi & Limousine Commission (TLC), which regulates the legal operation of taxis and ride-hailing services.

Protecting Your Ride

As representatives of American Transit Insurance Company, we understand that your transportation business is more than just a vehicle: it’s your source of income and the trust of your passengers. That’s why we offer specialized insurance for taxis, limousines, and rideshare services, designed to protect you against any unforeseen event.

Fast & Easy Process

Our fast and easy process ensures quick policy setup

24/7 Supports

Get round-the-clock support for all your insurance needs

With comprehensive and customizable coverage, we comply with New York Taxi & Limousine Commission (TLC) regulations, giving you peace of mind so you can focus on what matters most: transporting your passengers safely.

Trust us to take care of your vehicle, your passengers, and your business with reliable service tailored to your needs.

What matters most get your free insurance quote today!

Get your free insurance quote today and discover the peace of mind that comes with reliable, comprehensive protection tailored to your needs.